One of the most convenient ways to get cheap car insurance in Tennessee is by buying the state's minimum auto insurance requirements, which is also referred to as "liability coverage". In Tennessee, the minimum insurance requirements are:

� $10,000 for Property Damage Liability.
� $25,000 for Bodily Injury Liability per person.
� $50,000 for Bodily Injury Liability per accident.

You can upgrade to a full coverage insurance policy when you feel the need to do so.

More details on TN aut insurance policies are available by contacting the Tennessee Department of Commerce and Insurance located in Nashville on 1-615-741-2241 or by visiting their website at http://tn.gov/commerce/insurance/index.shtml.

Getting car insurance in Tennessee is not at all a daunting task. However, it will be beneficial for you to be aware of the ways in which you can get cheap car insurance in Tennessee. Some of the ways are as follows:

Use your car less frequently. The distance you drive on a daily basis can affect your insurance rates. Statistics indicate that high annual mileage implies more chances of being involved in an accident. The more mileage your car covers, the higher your insurance rates. If your car covers more than 12,000 miles per year, you may have to pay high premiums as insurance companies can assume that your car faces heavier traffic conditions on a regular basis and is more likely to get into an accident. Therefore, it is recommended that you consider going to work using a public transport vehicle at least twice a week. By doing this, you can get cheap car insurance in Tennessee.

Bundle your insurance needs. Your car insurance company will regard you as a reliable customer only if they are convinced that you can organize payments for your policy in an efficient manner. It is advised that you consider purchasing your home and car insurance from the same company in Tennessee. This way, you can get attractive discounts on your car insurance premium.

You may also prefer purchasing an annual policy rather than buying coverage for monthly or shorter period. This way, you will be able to get a cheap insurance rate that will remain unchanged for an entire year.

Opting for higher deductibles on comprehensive and collision insurance policies will reduce you premium because insurance providers in effect share some of the cost of the end customer in case of an accident.

Prove your trustworthiness. Car insurance companies in Tennessee want you to make your payments on time. Hence, if you have a good credit history and have never defaulted in making payments to your creditors, you can show it to your car insurer. Insurance companies value good credit histories, and you may have to pay less on premiums. If you have defaulted in making payments to your creditors, it is advised that you clear up any errors on your credit before buying car insurance in Tennessee.